Easy Ways to Use Your Crypto in NZ
From bank deposits to debit cards, discover the best methods for Kiwis to use cryptocurrency in everyday life. This is the exciting part, where you dive into the world of using and splurging those hard-earned crypto assets.
Easy Crypto Bank Deposits
Convert crypto to NZD and deposit directly to your bank account
□ Direct New Zealand Deposits
□ Trusted Kiwi Platform
□ 160+ Cryptocurrencies
□ Fast Bank Transfers
□ 1-2% Exchange Fees
Pay It Now (PIN) MasterCard
Spend crypto anywhere Mastercard is accepted
□ Load your card balance in-app with just a tap of a button
□ 40+ Cryptocurrencies
□ Create multiple virtual cards
Ledger Card
Secure spending directly from your hardware wallet
□ Private key control
□ Crypto as collateral
□ Cutting-edge tech
□ Non-custodial design
Common Kiwi Questions About Spending Crypto
Based on discussions from r/NZBitcoin and other Kiwi crypto communities
Is it actually practical?
Yes! Crypto debit cards like Pay it Now work anywhere Mastercard is accepted. For larger amounts, Easy Crypto converts to NZD for your bank account.
What about volatility?
Use stablecoins like USDT or USDC to avoid price swings. Both Pay It Now and Easy Crypto support stablecoins.
Are there tax implications?
Yes - spending crypto is a taxable event in NZ. Track your gains/losses for IRD reporting. Consider using crypto tax tools such as Awaken.
Is it secure?
Very secure with proper practices. Use hardware wallets for storage, 2FA on accounts, and only transfer what you need to spend.
What are the fees?
Easy Crypto: 1-2% exchange fees. Pay IT Now: 1% crypto deposit fee, no FX fees. Always check current fee schedules.
Where can I use it?
Crypto cards work at millions of Visa & Mastercard locations globally. Urban areas like Auckland and Wellington have the best acceptance. Check out the map of crypto friendly businesses in NZ
Pro Tips for Kiwi Crypto Spenders
Ready to Start Spending Your Crypto?
Choose the method that works best for your needs and start using your cryptocurrency in NZ today.
easy crypto
pay it now (pin CARD)
EXPLORE LEDGER
*Disclaimer: Cryptocurrency transactions involve risks, including price volatility & potential fees. Always research thoroughly & consult a financial advisor or tax professional before spending or selling crypto. CryptoforKiwis.nz may earn a commission from purchases made through affiliate links to Easy Crypto, Wirex & Ledger.
